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The information below is intended to help buyers learn about the home buying process including loans, paperwork, inspections, and other aspects on home buying. We do not guarantee the information contained below since it is compiled from news feeds across the Real Estate Industry. If you have a specific question, please contact one of our agents directly at 217.285.2400

:: Daily Real Estate News for Buyers ::

Mortgage rates reach another record low, making it cheap to buy or refinance
The average 30-year, fixed-rate loan costs just 4.71%
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Jumbo rates reach record lows, too
But you'll still need a substantial income, little debt and a big down payment to take advantage of the low rates.
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6 smart moves for refinancing now
Here's how to beat all of the strict new rules for getting a new mortgage and land the loan you need.
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How to land the best loan
Our plan will help you find the cheapest possible mortgage and walk you through the application process.
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How to save on closing costs
Our 6 smart moves will help you cut the cost of everything from settlement fees to title insurance.
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State programs can help you buy a home
From low-cost mortgages to cash for down payments, every state offers some kind of help, especially for first-time buyers.
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How much house can you afford?
Our four simple rules will make sure you can make the monthly payments and weather the recession.
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Test drive your dream condo
Get ready to take advantage of lower prices on oceanfront or golf course condos by renting for a year.
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The 7 biggest mortgage mistakes
Avoid these pitfalls, and you'll save all sorts of time, money and aggravation.
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FHA loans great for buying, refinancing
Borrowers with iffy credit and little equity or money for a down payment can get an affordable mortgage.
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