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The information below is intended to help buyers learn about the home buying process including loans, paperwork, inspections, and other aspects on home buying. We do not guarantee the information contained below since it is compiled from news feeds across the Real Estate Industry. If you have a specific question, please contact one of our agents directly at 217.285.2400

:: Daily Real Estate News for Buyers ::

Mortgage rates remain near record lows, making it cheap to buy or refinance
Borrowers with good credit should pay less than 5%
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How to land the best loan
Our plan will help you find the cheapest possible mortgage and walk you through the application process.
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6 smart moves to refinance now
Here's how to beat all of the strict new rules for getting a new mortgage and land the loan you need.
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FHA loans great for buying, refinancing
Borrowers with iffy credit and little equity or money for a down payment can get an affordable mortgage.
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PMI is tougher to get, costs more
Mortgage insurers no longer accept every borrower, or the terms of every loan, banks send their way.
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8 critical questions your GFE should answer
Use your good faith estimate to make sure you're getting the loan you've been promised and avoid nasty surprises.
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How much house can you afford?
Our four simple rules will make sure you can make the monthly payments and weather the recession.
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Be ready with the right down payment
Most home buyers will need 3.5% to 20% of the purchase price to qualify for a mortgage. A few will need more. A few less.
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VA loans: The best mortgages around
If you've served in the military, you can qualify for a good rate even with bad credit and no money for a down payment.
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Preapproval is an important first step
Before you start looking for a home you approve of, you need to find a lender that approves of you. Here's a step-by-step guide.
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